Wells Fargo Advisors

2012 MARKS MY 30th YEAR HELPING CLIENTS ACHIEVE THEIR FINANCIAL GOALS. My financial advisory practice is designed to help you live the one life you have in the BEST way you can without undue financial sacrifice or overexposure to risk.

 

 

   New clients accepted by referral only

 

 

 

Welcome to our Web site, where you'll find a wealth of information

about our capabilities and how we can help you reach your financial

goals. In addition, our site offers a wide variety of useful information, including a portfolio tracker, calculators, and important articles we believe will interest you and more importantly provide education for you.

 

We hope your visit will help you understand the opportunities

and potential rewards that become available when you take

a proactive approach to your personal financial situation.

 

 This Web site was created to help you gain a better understanding

of the financial concepts behind investing, retirement, estate

planning, and wealth preservation. Most importantly, we hope

you see the value of working with us to pursue your financial

goals.

 

We're here to help educate you about the basic concepts of investment

planning, to help you learn more about who we are, and to

give you fast, easy access to market performance and data.

 

We hope you take advantage of this resource and visit us

often. Be sure to add our site to your list of "favorites"

in your Internet browser. We frequently update our information

and we wouldn't want you to miss any developments in the area

of personal finance.





 

 

 
Calculators

Cash Flow Analysis

This Cash Flow Analysis form will help you weigh your income vs. your expenses.

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

Impact of Inflation

Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.

Financial IQ Test

Take this quick quiz to find out your Financial IQ

More Calculators →

Newsletters

Be Ready for a Change in Interest Rates

Fluctuating interest rates can be challenging for bond investors who want to reinvest their principal. When rates are low, they may have to accept lower yields; when rates rise when principal is tied up, they may not be able to benefit. One strategy to help manage reinvestment risk is to build a bond ladder.

Growth, Value, or Both

The average annual return for large-cap value stocks was about 2.1% higher than for large-cap growth stocks, yet growth stocks outperformed value stocks in 13 out of 30 years. This article examines the difference between the two approaches and describes why holding both may help investors take advantage of a variety of market conditions.

Variable Annuities and Your Retirement Strategy

An insurance product may appeal to pre-retirees who want to invest more of their current incomes for retirement and defer taxes on market gains. A variable annuity enables investors to pursue investment gains with the option to purchase guarantees (for an additional cost) to help protect against the downside risks of investing in the markets.

The Financial State of the States

Many state and local governments have struggled with lower tax receipts and large budget deficits — during and after the recession. This article offers a closer look at the financial pressures facing the states and how the methods used to address budget shortfalls could ultimately serve as a drag on the national economy.

More Newsletters →