Wells Fargo Advisors

2012 MARKS MY 30th YEAR HELPING CLIENTS ACHIEVE THEIR FINANCIAL GOALS. My financial advisory practice is designed to help you live the one life you have in the BEST way you can without undue financial sacrifice or overexposure to risk.

 

 

   New clients accepted by referral only

 

 

 

Welcome to our Web site, where you'll find a wealth of information

about our capabilities and how we can help you reach your financial

goals. In addition, our site offers a wide variety of useful information, including a portfolio tracker, calculators, and important articles we believe will interest you and more importantly provide education for you.

 

We hope your visit will help you understand the opportunities

and potential rewards that become available when you take

a proactive approach to your personal financial situation.

 

 This Web site was created to help you gain a better understanding

of the financial concepts behind investing, retirement, estate

planning, and wealth preservation. Most importantly, we hope

you see the value of working with us to pursue your financial

goals.

 

We're here to help educate you about the basic concepts of investment

planning, to help you learn more about who we are, and to

give you fast, easy access to market performance and data.

 

We hope you take advantage of this resource and visit us

often. Be sure to add our site to your list of "favorites"

in your Internet browser. We frequently update our information

and we wouldn't want you to miss any developments in the area

of personal finance.





 

 

 
Calculators

Cash Flow Analysis

This Cash Flow Analysis form will help you weigh your income vs. your expenses.

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

Impact of Inflation

Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.

Financial IQ Test

Take this quick quiz to find out your Financial IQ

More Calculators →

Newsletters

Insurance for Two Could Benefit Your Heirs

Survivorship life insurance offers a way to help a couple's heirs pay estate taxes, probate costs, and other final expenses — and could be especially important after 2012 when the federal estate tax is scheduled to be significantly higher. Even if the estate tax doesn't apply to an estate, the insurance proceeds could benefit heirs or a favorite charity.

The Difference Between the Debt and the Deficit

The terms "debt" and "deficit" are often used interchangeably to describe the federal government's financial situation, yet they have significantly different meanings. This explanation of the budget deficit and the national debt may help readers understand the conversation.

Be Ready for a Change in Interest Rates

Fluctuating interest rates can be challenging for bond investors who want to reinvest their principal. When rates are low, they may have to accept lower yields; when rates rise when principal is tied up, they may not be able to benefit. One strategy to help manage reinvestment risk is to build a bond ladder.

Settling on a Salary

As a company's profit situation improves, business owners may be in a position to decide whether to take home a larger salary or use more of the proceeds to invest for the future. This article discusses the possibility of choosing a business-owner salary that allows for other benefits, such as building the business, saving more for retirement, and adding employee benefits.

More Newsletters →